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We live in chaotic times.

But chaos is where opportunity resides.

Companies are spending billions on AI.

HR, marketing and sales, operations, coding…

Everything is impacted.

As large companies invest massive capital into new, innovative technology.

Smaller companies will follow.

Mistakes will be made.

New problems created.

New problems need new solutions.

That’s where we come in.

Consider that every job innovation leads to displacement and new specializations.

Take this historical example of how jobs evolve from this TED Talk.

These basic hunter gatherer skills led to new specializations.

Which led to more specialization…

Which led to more specialization…

The cycle of specialization from new technology has happened many times in history.

AI fundamentally changes many of the current job roles.

But…

It creates massive opportunity and new specializations to explore.

Find specific solutions, to specific problems, for specific industries, for specific customer types.

Find your niche.

-Mark

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Mark Cuban Rejects Claims AI Will Kill Software Jobs

Mark Cuban

There is a growing narrative that AI will wipe out software roles.

Mark Cuban pushed back publicly.

He pointed to a number people overlook. There are over 30 million businesses in the United States. Most do not have the expertise to deploy AI systems properly.

Someone still has to design architecture, connect tools, secure infrastructure, and translate business problems into functioning systems.

AI can generate code. But it cannot automatically understand a company’s operations, compliance requirements, or customer behavior.

Demand is concentrating around people who understand integration and business logic.

Where you operate in that hierarchy determines how exposed you are.

Read more here.

AI Stock Watch

NVIDIA (NVDA) | $187.90*
NVIDIA continues to dominate AI compute infrastructure with strong data center GPU demand and sustained hyperscaler spending. Shares remain technically strong following recent earnings momentum.
Signal: Buy

Palantir Technologies (PLTR) | $134.89*
Palantir is benefiting from expanding enterprise AI adoption and government contracts. The stock has consolidated after a strong run and is holding above key medium term support.
Signal: Buy with caution

Bitcoin (BTC) | $67,300*
Bitcoin is consolidating below major psychological resistance near 70,000 as ETF flows and macro data influence momentum. Price remains above longer term support but has not confirmed a breakout.
Signal: Wait for confirmation

as of February 20, 2026

Microsoft’s AI boss: AI can replace white-collar jobs in 18 months

Microsoft AI chief executive Mustafa Suleyman

Mustafa Suleyman, Microsoft’s AI leader, said AI could reach human level performance across most professional tasks within 12 to 18 months. He referenced law, accounting, marketing, and project management.

That projection reflects how leadership inside major AI platforms sees capability growth. Structured screen based work is the easiest category to automate.

If drafting, analysis, forecasting, and documentation are handled at high speed, output per employee increases significantly.

When output increases sharply, workforce math changes inside companies.

This becomes a productivity calculation.

Read more here.

India's AI Impact Summit Collapsed Before It Even Started

Student Loan Defaults Just Hit 16%, Here's What Happens Next

Klarna CEO Says Workforce Could Drop Below 2,000

Klarna CEO Sebastian Siemiatkowski

Klarna currently employs about 3,000 people. The CEO expects that number to fall below 2,000 by 2030.

For context, Klarna had roughly 7,000 employees in 2022. Headcount has already declined substantially. Leadership connects future reductions to AI driven efficiency across support, operations, and internal workflows.

Automation now handles tasks that previously required large teams. The company believes it can maintain growth with fewer employees.

When long term workforce reduction becomes public strategy, automation sits at the center of the operating model.

Watch here.

The Year-End Moves No One’s Watching

Markets don’t wait — and year-end waits even less.

In the final stretch, money rotates, funds window-dress, tax-loss selling meets bottom-fishing, and “Santa Rally” chatter turns into real tape. Most people notice after the move.

Elite Trade Club is your morning shortcut: a curated selection of the setups that still matter this year — the headlines that move stocks, catalysts on deck, and where smart money is positioning before New Year’s. One read. Five minutes. Actionable clarity.

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Quick Hits

  • Andrew Yang warned that mass white collar layoffs may arrive sooner than expected as companies increase automation across corporate roles.

  • Munich Re’s Ergo insurance unit plans to eliminate about 1,000 positions as part of restructuring tied to automation and digital transformation.

“The riches are in the niches” - Pat Flynn

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